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Travel Insurance

Choose A Plan Now; Rest Easy Later.

Why Use Travel Protection?

We recommend Travel Protection because of common travel problems such as flight delays, injuries and illness, unpredictable weather, and lost or stolen luggage. Our Travel Insurance Plan provides protection designed just for travelers and can provide coverage for many of the things that can go wrong before and during your trip.

  • Some Travelers Aren't Covered by Credit Card Travel Protection - generally, these travel benefits only apply to the cardholder, so other passengers traveling with you are left without options!
  • Concern Over Preexisting Conditions - Most credit card coverage excludes cancelation due to preexisting conditions, our travel insurance will have your back no matter what!
  • Extra Assurance & Coverage - Credit card protection includes a variety of limitations to potential or unexpected events that could arise when you travel, our insurance provides you extra assurance that you have coverage on a wide variety of issues. 

Top Ten Reasons to Use Travel Insurance

  1. You have to cancel your trip due to an unexpected event such as bad weather, an illness in the family, or the financial default of your airline, cruise line or tour operator.
  2. You have to return home early due to an unexpected emergency such as an illness or death in the family.
  3. Your luggage is lost or delayed, forcing you to purchase essentials, or prescription medications.
  4. Your luggage or personal effects are damaged or stolen.
  5. You become ill or injured and learn that your health care plan doesn't cover you outside the U.S.
  6. You need an emergency medical evacuation due to an accident or sudden illness.
  7. You run into flight delays and miss a portion of your trip or cruise.
  8. Your trip is interrupted due to an unexpected hurricane or storm.
  9. You lose your passport, leaving you stranded abroad.
  10. You need assistance with replacing a prescription or an emergency cash transfer.


Why LeisureCare?

The LeisureCare Travel Protection Plan is provided through Aon Affinity, a worldwide leader in travel protection and assistance services plans..

LeisureCare plans provide:

  • Coverage you can count on.
  • A broad array of coverages provide protection specifically designed for travelers.
  • A world of service.
    • Aon Affinity provides a suite of travel assistance services you can begin using from the moment you purchase your plan. Lose your passport? Need a translator? Have to send a message to family or friends? Call anytime. We're here to help.

Always there, everywhere. Whether you need a medical evacuation from a remote corner of the world or help to track a lost bag, Aon Affinity's 24-hour toll-free travel helpline is just a phone call away.

Include the LeisureCare Travel Protection Plan! Call your Vacation Specialist today!

This is only a brief overview of coverages. For additional information including terms, conditions and exclusions, refer to the plan description. 

On & On Inc. DBA TravelPerks Dream Vacations is licensed under OR License #100228074


To view Descriptions of Coverage with summaries of the terms, conditions, and exclusions, Click on the appropriate link.

  • Standard Cruises, land vacations, etc., when buying insurance at the time of deposit or up to 15 days after deposit.
  • Standard cruises, land vacations, etc., when buying insurance within 1 and 15 days after deposit.
  • Luxury Cruises, available with deposit and up to within 10 days of final payment
  • Cancel for Any Reason Insurance. Can only be purchased on non-luxury cruises at the time of deposit

Travel insurance is underwritten by Arch Insurance Company (NAIC #11150). For more information, please visit

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Read All Reviews

From Our Clients...

Ready to go again!

"Words can not explain the marvelous time we had on our very first cruise. Theresa is the best travel agent!! There was not a time when I called with questions that my questions went unanswered. Great customer service, very caring travel agents, always there to help, great prices, and last but not least, I'm ready to go again!!!! If anybody ever needs a travel agent this company will be the only one that I would recommend."

– Shanda - Essex, MD

Once In A Lifetime Trip

I was talking about TravelPerks during our state presentation, and a member commented that they had booked cruises through TravelPerks and had a fabulous experience! They both said that you guys were super easy to work with and explained everything well and they felt cared for. It's not often we get members interrupting a presentation to put it out there that they had a great experience!

– FOP - Proud Partner

Exceptional support through delayed vacation due to COVID

"Theresa was wonderful. We had been planning this Alaskan cruise since 2019 and then COVID hit and then we were still unsure about 2021 so we waited another year. Theresa took care of everything for us, checking in with us every couple of weeks and making sure that we were getting our checklist taken care of. Thank you, Theresa and TravelPerks Dream Vacations, we had a great time and cannot wait for our next cruise."

– Donna H. - Alaska Cruise, 2022

Assistance every step of the way.

"Although I'm in Florida, Michael Teague assisted us every step of the way. From the beginning of the planning, through the coordinating with family members, getting excursions to fit different family members and even last minute changes to get the best out of this vacation, Michael has been key to us enjoying an amazing family (12) vacation. I will definitely seek him out again!"

– L.F. - March 2023

Booking a Vacation is FUN!

"In today’s environment, booking vacations is hard. Why? There are a million and one websites out there that all have information on them. You can look at peer reviews until you are blue in the face. Is this ship really that bad? Is it the best thing ever? Is the resort awesome? Was it an isolated incident? Who knows. And sorting through all of them and figuring out what is real and what is somebody making a mountain out of a molehill takes time.

Which is where Theresa comes in. We love working with her for our vacations. It generally involves a quick phone call giving her a budget and the vibe we are looking for. And then go on an awesome vacation. No pecking through reviews and pricing that should be written in hieroglyphics. Just straight-up advice and no-nonsense planning.

Prior to using Theresa’s team, I would spend hours planning and routing and reading. Now? I pick the phone up or I email the awesome team and they take care of me and we get to enjoy our vacation. If you are booking a large group or an intimate vacation, I highly recommend Theresa and her team. Awesome to do business with and they make vacations FUN!"

– Ben - Atlanta, GA

Easy to Work With

"We loved how easy it was to work with Montika. She was super flexible and provided us plenty of options, even when we kept switching dates and the amount of people, etc."

– Katie D. - Disney Cruise, March 2023